Lombard, Ill.Healthcare Solutions Team has been named Americas #1 Health Insurance Agency for a second straight year by Assurant Health.

The award was given to the Lombard, Illinois-based insurance agency based on the companys annual sales with Assurant Health. Overall in 2012, Healthcare Solutions Team had an annual sales volume of more than $83 million, which was a nearly 20% jump over the prior year.

Working with valued partners such as Assurant Health makes growth a realistic opportunity for our company, said Grant Born, principal at Healthcare Solutions Team. Our goal has always been to find the best health insurance coverage for families, individuals and groups while staying within their budgets. With the changes in healthcare reform, having a variety of plans to choose from has taken on even greater importance.

Its easy to succeed when given the right tools, said Joe Eichman, principal at Healthcare Solutions Team. Our agents really can find a plan for everyone.

He added that Healthcare Solutions Team is continually listening to top producers, looking for ways to help them improve their performance. The companys LeadMaster system is one such innovation that drives results.

Healthcare Solutions Teams LeadMaster is the most advanced lead and client management system the industry has ever seen, said Born. With fully integrated auto dialing, bulk texting and email functions, it has never been easier to manage and organize our clients and prospects while keeping them informed.

Eichman agreed: We have added to an already dynamic technology, which allows Healthcare Solutions Team agents to out produce any other agents in the industry.

When they excel, the whole company thrives, he continued. We nurture all of our agents so that they become true partners and our advocates in bringing consumers the best, most affordable health plans available.

Grant Born and Joe Eichman created Healthcare Solutions Team in 2007 and since then the company has grown into one of the countrys premier health and dental insurance agencies. Based in Lombard, Ill., Healthcare Solutions Team has agents across the country who provide personalized solutions and optimized plans to fit each individuals budget and needs. The companys goal is to make affordable healthcare accessible to everyone.

Assurant Health, part of Assurant (AIZ), a Fortune 500 company and a member of the S&P 500, is the brand name for a family of health insurance products focused on providing a variety of affordable plan choices to consumers. The companys portfolio of health care products includes major medical, supplemental and fixed-benefit plans for individuals, families and small employers.

In addition to being named Americas #1 Health Insurance Agency by Assurant Health for two years in a row, Healthcare Solutions Team was listed in 2012s Inc. 500|5000 and has been named Americas #1 Career Health Insurance Agency and Top Key Broker by UnitedHealthOne, as well.

For more information on Healthcare Solutions Teamincluding career opportunitiescontact Jackie at (630) 261-3000 or . Or, visit the companys website at www.HealthcareSolutionsTeam.com.

If you want to be healthy, and I assume you do, then I have four words for you. Diet, exercise, hydration, and sleep. Without all of them in good working order, you will not be any healthier than a car that has plenty of fluids, except is oil. That car will not last, just like your body will not last.

They say you are what you eat, and there is some truth to that. If you eat poorly, you will have poor health. But more than that, even if you get plenty of exercise, drink lots of water, and get adequate rest, if your diet is poor, so will be your health. A healthy diet includes all food groups in the correct proportions. Your diet should consist of roughly protein, fruits, vegetables, and carbs. This is a simpler way than the food pyramid, food plate, or whatever they use these days.

To be healthy you also need to get enough exercise. The best combination is 3 cardio days per week, and 3 weightlifting days. And not just any exercise will do. I see guys at the gym all the time lifting weights, but never getting bigger muscles, women on the treadmills, never getting thinner, and one toothpick woman who never gets stronger. The reason is that the guys never push themselves by doing heavy weight or hard lifts, the fat women never go faster than a brisk walk, and the toothpick lady never lifts more than about 5lbs. You have to make it burn and keep getting better, stronger, and faster.

Your body is made mostly of water. 70% of you is H20, so you can imagine that drinking lots of it is kind of important. It turns out that it is, and that you will be much healthier with plenty of it. Almost every chemical reaction your body goes through to keep you alive and moving takes place in or with water and it wouldn’t happen without it. Getting enough can be tough though. The best rule to follow is to take 3-4 swallows of water every time you use the bathroom and drink plenty during and after workouts.

Lastly is sleep. This is the time your body repairs itself and gets ready for another day. If you don’t get enough, you don’t repair properly and consequences will follow. Don’t drink caffeine much either, because it will cause you to feel energetic when you are not. So it you are tired all the time and feel like you need a boost, try sleeping more instead of coffee. If you do, you will be a more healthy person.

The healthcare reform bill has passed in the US Senate. However both the US House of Representatives and the US Senate bills have yet to address important details affecting patient care. Oversight concerning the determination of medical necessity as well as provider network inclusion issues have greatly affected medical reimbursement and patient access to care. Many insurance companies reimburse medical expenses based upon a determination of medical necessity by the carriers claims department. In the absence of external oversight or regulation, the insurance carrier is free to deny care solely based upon their on private internal review.

Another key issue not addressed is how provider networks create financial barriers to care. Many insurance carriers reimburse medical expenses at lower rates or refuse reimbursements for out-of-network providers. Medical practitioners may also be excluded from insurance company networks for a variety of reasons. Practitioners may be required to limit medical procedures for patients and the number of office visits as a precondition for inclusion in the insurance network. Medical practitioners may also be required to accept lower rates of reimbursement for services provided to patients as another precondition to network inclusion. Some medical networks charge medical practitioners a fee for inclusion in networks.

The patients right to choose their own medical practitioner is not federally guaranteed by law. Additionally, there is no guarantee an insurance company will pay for medical services and patients often have no way to determine what will be paid until after a claim is submitted and a response is generated the insurance companys claims department. The federal government seeks to mandate health insurance coverage for all US citizens yet has not stipulated that insurance companies must reimburse patients for medical expenses nor is there language to address oversight of the determination of medical necessity.

The determination of reimbursements is often based on what is termed as usual and customary. Insurance companies have sole discretion over this aspect of reimbursement for general health insurance policies and may choose to exclude many procedures, office visits, and medical tests whether or not teams of doctors agree that such medical services are vital to the patients survival, recovery, or comfort.

The US House of Representatives and the US Senate have not addressed these details which represent core issues affecting healthcare outcomes for patients. Until these unresolved issues are rectified, it is unclear whether or not US citizens with health insurance coverage will have adequate access to medical care.

One of probably the most effective vinegar dressing employed to flavour the dishes for a large number of many years now is the balsamic vinegar dressing. This type of dressing is regular and it is considered as one of your very hot dressing used by countless chefs to add some zest on their meal or salad which may well reverse possibly the tasteless meal into some thing.

The balsamic vinegar dressing is well-known because of its easiness both with specialists and residence cook. It is categorized as conventional and the commercial balsamic vinegar. Even should you were not in a position to attend proper culinary lesson about salad dressing you are able to nonetheless create the your very best tasting salad dressing using the balsamic vinegar dressing.

At present, salad dressing need not only on taste but additionally on its wellness benefits. You should possess a salad healthy dressing with very low cholesterol, low carbohydrates and it should be healthy particularly for those that have health troubles.

Take into consideration about the elements that you need to add within your salad to make it healthier without compromising the taste. Should you go to some gourmet food you will discover gourmet condiments produced of natural spreads , accoutrements and sauces.

There is no want for you to worry about creating a salad dressing, a straightforward oil and vinegar dressing is sufficient to have the ability to create a healthy dressing which is effortless to produced, with simple ingredients and is also amazing tasting.

The main ingredient in vinaigrette dressing may be the traditional aged balsamic vinegar as well as the most effective olive oil. There is no require for you personally to invest a whole lot for balsamic. If you search the web you’ll discover there are actually lots of tasting and affordable priced balsamic vinegars. Your balsamic vinegar dressing is greatest in combination with oliver oil, pepper, mustard and salt. The rule from the thumb is that a teaspoonful of mustard for every one fifty percent cup of salad dressing.

Numerous legislative rulings that affect healthcare have occurred within the last 5 years with the Obama administration. New legislation changes the way patients are insured, the types of technology medical practices are to use for medical records and overall changes to make healthcare service more affordable. To learn more about a few of these changes and how they affect medical practice, here is a brief summary of health care laws:

HITECH Act and Medical Practice: The HITECH Act focuses on changing the way practitioners record and manage medical information. Since the digital age is upon us, the government is pushing electronic health record systems (EHRs) to make documents more accessible for practitioners and more standard. The legislation is a standardization method for all medical practices to follow, in order to make the health record process more fluid.

The government encourages medical practices to switch to technology that incorporates EHR functions. One way that practitioners are making the switch and improving their documentation process is through medical voice recognition software (Dragon Medical Practice Edition). The software follows HITECH guidelines as it integrates with EHR programs and makes documentation as simple as possible through the means of dictation.

The Affordable Care Act and Medical Practice: Again, the federal government is trying to make health care more affordable for more people. Through this act, insurance policies are restructured in order to put more people on insurance, in hopes of reducing costs. The Affordable Care Act pushes medical practices to offer more affordable care for patients, which means a restructure of what medical practices do and what they provide.

Just as Dragon Medical Practice Edition enables practitioners to comply with HITECH standards, they can also reduce costs with medical voice recognition software, leading to reduced overhead costs and more affordable care for patients. Medical dictation software saves practices money through reduced transcription time and resources (a cut in labor and resource costs).

HIPPA Standards and Medical Practice: Patient confidentiality has always been a must for patients and practitioners. HIPPA standards make patient confidentiality even more important and strict for the switch to electronic health records. Luckily, medical software is being designed and implemented in such a way that it complies with HIPPA standards and protects confidentiality. Dragon Medical Practice Edition makes it possible to file with EHRs and protect all confidential information under the guidelines of HIPPA. Practitioners can rest assured that the new technology they use is developed for government health care laws.

DEARBORN, Mich. – Nov. 27, 2009 – Metro Home Health Care recently donated more than $2,400 to the Detroit Rescue Mission Ministries to benefit those in need this holiday season. The donation will feed more than 1,200 people served by the Detroit Rescue Mission Ministries.

-Our donation goes to support the needs of those facing challenges in our community,- said Dr. Agustin V. Arbulu C., CEO, Metro Home Health Care. In appreciation for every referral Metro Home Health Care received from Oct. 15 through Nov. 23, the company earmarked a certain dollar amount to go toward the total donation. A leading provider of a full range of home health care services, Metro Home Health Care is committed to the health and wellness of its patients and the community at large.

-At Metro Home Health Care, we are in the business of taking care of loved ones,- added Arbulu. -We wanted to take this further and provide support to our friends and neighbors struggling to make ends meet in our community.-

While contributions to organizations like Detroit Rescue Mission Ministries are down 20 percent, the need has increased by 30 percent this year. -It is with the help of organizations like Metro Home Health Care that we are able to continue to provide much needed support and services,- said Aurine Moore, vice president of the Detroit Rescue Mission Ministries. -We are fortunate to have charitable people who are sensitive to the needs of so many in our community and put their compassion into positive action.”

The Detroit Rescue Mission Ministries has been providing food, clothing, shelter and self help programs throughout Detroit and the surrounding suburban communities for 100 years.

Metro Home Health Care was founded in 1976 and has established a long tradition of excellence in the home health care industry. It provides an integrated and holistic approach to patient care, remaining fully committed to its primary focus on the patients’ needs and well being. Its professional and support staff demonstrate commitment and low employee turnover, resulting in high patient satisfaction and improved patient recovery. Based in Dearborn with an office in Howell, Metro Home Health Care offers a full range of private duty care, skilled nursing and therapy options for individuals and families throughout mid and southeastern Michigan. For more information, call 800-462-5632, or visit www.metrohomehealthcare.com.

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In parts of the U.S., conscience clauses exist within medical care laws that permit medical care workers to decline performing procedures that violate their religious values. Experts are quick to point out that pursuing one’s conscience can very easily run afoul of the Hippocratic Oath to serve all patients in a fair manner. Based upon the Obama administration’s recent changes to the conscience terms, it appears that idea is shared. Obama’s changes to the conscience terms supersede provisions written in during the final days of the Pres. George W. Bush administration. People take out quick short term loans for health care, and do not expect their doctor’s religious beliefs to get in the way of their health care.
Started by George W. Bush was the conscience terms
During President Bush’s final days in office, a conscience clause was inserted into laws pertaining to health care workers. Concerns over providing emergency contraception, treating homosexual patients and prescribing birth control to single women were cited as reasons for the conscience terms by the Bush administration.
The rules are “unclear and potentially over-broad in scope.” This is what the Obama administration thinks of it all. The new exception in the conscience laws only states for conscience/religious grounds instead of all of the stated above. This will go into impact in 30 days. The process through which health care workers can file complaints was also retained.
The rules of federal funds dispersed
If organizations wouldn’t accommodate medical care workers that have religious and conscience problems with procedures, then the federal funds to state and local governments, hospitals, health plans and clinics would be cut off with the Bush regulation.
You will find clearer definitions of the conscience law with Obama though. Procedurally, matters of women’s health have received greater attention. Under the new rules, roadblocks to obtaining abortion, contraceptive and fertility treatments can be lessened substantially.
A statement by the United States Department of Health and Human Services speaks to the balance the Obama compromise has struck:
“The administration strongly supports provider conscience laws that protect and support the rights of health care providers, and also recognizes and supports the rights of patients. … The rule being issued today builds on these laws by providing a clear enforcement process.”
Citations
OFR
ofr.gov/OFRUpload/OFRData/2011-03993_PI.pdf
Washington Post
washingtonpost.com/wp-dyn/content/article/2011/02/18/AR2011021803251.html?wpisrc=nl_natlalert
Wikimedia
en.wikipedia.org/wiki/Conscience_clause_%28medical%29
Lou Dobbs’ story on the conscience clause
youtube.com/watch?v=Ge4k6IjERkQ

Risk management in the healthcare industry is essential to ensure the safety of the patients and reduce liability for the institution. Research shows that even now, administrative mistakes and medical negligence still causes many grievances and disputes leading to legal battles.
Devising a good risk management programme and implementing a more strategic approach can save the company a lot of money. When a company is unable to put into practice methods to manage risk, valuable resources may be lost. To achieve and benefit from risk managements procedures, healthcare institutions must fully inform and support their leading managers to be completely aware and proactive in integrating risk thinking into all aspects of their work whether it is in operations, development or performance management.
There are minimum standards for healthcare institutions that have been agreed upon by government bodies to ensure the safety of the patient. However, there are still many cases of malpractice and medical negligence. A strategic and comprehensive risk management programme will aid in greatly reducing these unfortunate occurrences and protect all who work within the institution. It will also improve the standard of the care that is received by the patient and enhance the organisation as a whole helping towards creating a self sufficient business.
For those who already work in healthcare or are interested in a career in this field, there are many sources for you to gain a better understanding of benefits of risk management. There are courses offered by universities that cover extensively topics including standards of healthcare, governance of the Health Care Organisation, general risk management, federal and state laws and ways to integrate patient care with enterprise risk management. All these various aspects need to be taken into account to create a comprehensive healthcare risk management programme.
Various online courses may also be taken advantage of to develop your skills if you already in the healthcare sector. Most of the time, these courses are affiliated with a university and offer recognised certification in risk management. Students who are interested in a career within the healthcare industry can also use this to explore their opportunities in this lucrative segment of the healthcare industry.

Are you looking for a diet program that offers healthy weight loss for kids? We read almost every day about the increasing problems of obesity in America. Many dieters are often turning to Atkins Diet, South Beach Diet and pills to lose weight, like Xenical (which has recently been approved for overweight teens). Most of these just aren’t good options for healthy weight loss for kids.

Everyone knows the quick answer Diet and Exercise!

It is more than obvious that eating right and getting plenty of exercise are the answers to a healthy weight loss. It doesnt take new research into why obesity is on the rise. It isn’t just larger portion sizes, fast food, or increased inactivity that are causing more kids and adults to become overweight.

The real problem is how we educate our kids to eat healthy and get plenty of exercise. The other problem is keeping them motivated for the long term.
Healthy Weight Loss for Kids should start at the home with educating are kids on proper eating habits and getting exercise on a daily basis.

Our schools can reinforce healthy weight loss for kids through removing soda and sugary fruit drinks. The school can provide kids with healthy meals in the cafeteria and daily exercise. The schools can also help to educate the kids, considering many parents dont know about eating healthy and exercising for weight loss. Education is the most important part of any healthy weight loss and will hopefully motivate anyone to lose weight in a healthy way.

In Texas, a law has recently been passed which requires schools to screen students for acanthosis nigricans, a light brown or black velvety, rough, or thickened area on the surface of the skin. This can often be identified with type II diabetes. But the law does nothing to educate these kids and provide them with information they need for healthy eating habits and getting daily exercise, especially for those students that have been identified as having type II diabetes.

Schools can help educate healthy weight loss for kids through:

1.More stringent daily physical education requirements.
2.Offering only healthy foods and drinks in the cafeteria.
3.Having fitness equipment available to all students, not just the sports teams.
4.Increasing the amount of recreation sports for kids that really dont want to join a competitive team sport.

Helping kids reach a healthy weight and avoid becoming overweight with regular exercise can help to build good habits that hopefully will last into adulthood.

Eating healthy foods can help lengthen lifespans, decrease risk of chronic diseases and increase physical and mental well-being. Foods for healthy eating can be really delicious, and there are plenty of simple food recipes out there for a good, healthy diet. If you’ve got specific dietary condition, you should see a doctor for a healthy food list tailored to your needs. This healthy eating guide presumes no special dietary requirements.

Try to match your calorific intake to the energy you use. While the odd exception won’t be problematic, you can’t eat Christmas recipes every day. Normally women use about 2000 calories a day and men use 2500.

Healthy recipes use less saturated fats and more unsaturated fats. Roughly speaking, saturated fats are fairly solid at room temperature and unsaturated fats are liquid. Seeds and nuts are great for healthy nutrition party because they contain healthy oils: similarly oily fish can be a starting point for healthy, easy recipes.

For a good healthy diet try to eat complete proteins. Animal proteins are usually complete, but also contain a lot of saturated fats which people keeping healthy foods diets should avoid. To get complete proteins from plant sources pair a grain (such as rice, wheat or oats) with a pulse (such as beans, lentils or chickpeas). A more comprehensive healthy food list for pairing can easily be found in an online or print healthy food guide. This combo is so good it’s used in simple food recipes around the world, like Jamaican rice ‘n’ beans and Indian dal with rice. There are Middle Eastern healthy, easy recipes combining wheat (in couscous, bulgur and bread) and chickpeas (e.g. houmous, falafel) which make great diet foods for healthy eating.

A healthy foods diet avoids sugary foods and drinks. Even too much 100% fruit juice can be bad for you, because simple sugars are less healthy than carbohydrates like starch. Diet foods and healthy snacks tend to be low in sugar, so that can be a safer bet. Instead of processed foods, eat lots of fresh fruit and vegetables, which can be used in healthy, easy recipes from any good healthy food guide.

It doesn’t matter how many meals you eat a day: this differs between cultures and time periods. However, consistency is important to avoid feeling hungry and if hungry between meals eat healthy snacks. Avoid missing breakfast too, because slow-release energy helps get you through work or school.

Speaking of school, it can be hard keeping track of kids’ healthy nutrition. School dinners might not always use healthy recipes, but healthy kids’ snacks are out there. With a lunch-box and a healthy eating guide they’ll be eating healthy foods in no time.